Kathy Murray's Blog
48 Birch Tree Drive, Westwood, MA 02090
Trying to choose colors for the inside and outside of your home can be awfully tricky. Finding which shades mix in order to decorate your rooms can seem dizzying. With a little confidence and some knowledge, you’ll be able to find colors that you’ll love for a long time to come. Here’s some tips to help you find the right mix for your home’s color scheme.
Look For Inspiration
Whether you’re in your friend’s living room and see a color combo that you really love, or are looking in a magazine and see something unique, make note of it for your own uses.
Find Colors That You Can Live With
While bright green and orange may look cool together, can you really live with these hues in a room? Discover what colors make you feel a certain way. If the room is meant to make you feel calm and collected, you’ll want to find colors that are soothing to you and your soul. If the room is meant to be more energizing, you’ll want to pick a more vibrant, energetic color. Keep in mind that the color in a room affects the mood of the room.
Get Plenty Of Samples
From sample color swatches to small cans of paint samples, there’s plenty of resources at your local hardware store to get you started on finding the perfect colors for a room. Be sure to hold the swatches up in different lighting and see how they look in the space by going around the room from wall to wall. This will help you to see how the color will look once it’s actually painted on the walls in different lighting.
The next question that you’ll have once you get your paint up is what kind of colors will go well in this room. It’s good to have a few ideas in mind. If you already own a sofa, for example, start by working with that color. If the sofa is brown, for example, you may not want brown walls as well. Work with what you have first. If you’re buying new furniture and accessories, you may want to work with what you’re hoping to put in the room. The task of choosing colors for the interior of your home involves thinking about both design and function.
Nature Has Some Answers For You
If you really love the beach, think of the colors that are present there. There’s tan colored sand along with blue skies, blue water, and touches of green from seagrass, trees, and other plants. Nature’s color palette is quite extensive and the good news is that all of the landscapes match! It you look around in nature, you can get a great idea for the beginnings of a fantastic color scheme for any room in your home.
Unmarried couples often find themselves surprised at the additional steps it takes to buy a home compared to their wedded friends.
This guide will help you prepare for buying a home together as an unmarried couple:
Banks will assess you differently than they would a married couple.
Whereas they look at a married couple as a single financial unit, you and your partner will be assessed individually. This certainly has its pro’s and con’s. Know that if one partner has a significantly lower credit score it can affect your eligibility for a loan as a couple.
Legal ownership of the title will be different.
Unmarried couples have three options when it comes to title ownership: sole ownership, joint tenants and tenants in common.
Tenants in common is the most popular. The difference between tenants in common and joint tenants is this:
In a joint tenancy ownership is 50/50. If one partner were to become deceased, ownership of their half of the property would carry over to the other partner.
Tenants in common ownership can be disproportionate to reflect each partners level of investment. If one partner were to become deceased, their living trust would inherit ownership of their portion of the property if another option is not otherwise specified in their will.
Sole ownership is just that. One partner owns full legal ownership of the property. This option can have tax benefits and increase your financing eligibility if one partner has a higher income or better credit score than the other.
It’s highly recommended for unmarried couples to sign a property, partnership or cohabitation agreement when buying a home together. This is a legal precaution to safeguard both partners in the future should anything happen.
If your finances are separate it is ideal to at the very least create a joint checking account from which to draw the down payment and mortgage installments. This is especially true if both partners are contributing to these payments. It create a clean, clearcut payment process each month.
Know each other's finances.
Discuss your credit scores, debt burden, savings, investments and financial goals. Get clear on where you each stand and how these factors will influence your buying process. Create a budget together as a couple to ensure you can take on not just the responsibility of a mortgage payment but also closing costs, homeowners insurance, property taxes and maintenance costs. Plan for savings like retirement, nest egg, family planning, future vacations, and emergency funds.
Buying a home together as an unmarried couple is a different process than that of married couples. However, that doesn’t mean it has to be harder. With an understanding of what to expect ahead of time and a plan in place, the process can be a smooth one.
48 Birch Tree Drive, Westwood, MA 02090
Your ultimate goal as a home seller is to make your residence as desirable as possible to potential buyers. If you transform your house into a must-buy, you could reap the benefits of a quick, profitable home selling experience.
To better understand how to enhance your residence before you list it, let's take a look at three tips to help you transform your home into a must-buy.
1. Upgrade Your House's Interior
Consider how buyers may perceive your residence as soon as they walk through your house's front door. Then, you can prioritize home interior upgrades.
By cleaning each room of your house, you can enhance your residence's interior. If you need help with home cleaning, you can always hire professionals to assist you, too.
Also, it may be beneficial to add a fresh coat of paint to the walls in your bedroom or other areas of your house. Because if you can make it easy for buyers to fall in love with your home's interior, you could speed up the property selling journey.
2. Perform Home Exterior Repairs
Curb appeal may play a key role in your home selling experience. If you residence boasts outstanding curb appeal, you may be able to differentiate your home from other available houses in your city or town.
To improve your residence's curb appeal, you may want to repair or replace any damaged home siding. In addition, mow the lawn and trim the hedges, and you can show off the true beauty of your house's lawn.
You may want to remove any lawn ornaments or decorations from outside your house as well. That way, buyers may be better equipped than ever before to envision what life may be like if they purchase your residence.
3. Eliminate Clutter
Clutter may fill up various rooms throughout your home. If you want to achieve the best-possible home selling results, now may be a great time to eliminate as much clutter as you can.
If you have items you no longer need, you can always sell these items or give them to friends, family members or local charities. On the other hand, if you have assorted personal belongings you want to keep outside your house, you can rent a storage unit.
As you get set to embark on the house selling journey, you may want to hire a real estate agent. With a real estate agent at your side, you can transform your residence into a must-buy in no time at all.
A real estate agent understands all aspects of the home selling journey. He or she will offer tips and recommendations to help you promote your residence to dozens of prospective buyers. Plus, a real estate agent is ready to respond to any of your home selling concerns and questions.
Allocate time and resources to upgrade your home, and you could generate lots of interest in your residence as soon as you list it.