Kathy Murray | Boston MA Listings. Real Estate


When it comes to home buying a home, there’s a ton of different information available out there. A lot of what has been presented as “fact” actually is quite false. These misconceptions could keep you away from achieving the very real dream of home ownership. Below, you’ll find some of the most common myths that you’ll find about home buying.


If Your Credit Score Isn’t Up To Par, You Can’t Buy


To get good mortgage rates, having a good credit score doesn’t hurt. You can still buy a home if you don’t have amazing credit. A low credit score means that your mortgage rates will be higher than the average. There are loans like FHA loans, that allow for you to get a loan with a credit score as low as 580. Don’t let a lower credit score discourage you from buying a home. If your credit score is low, there are plenty of things that you can do to help you fix the score in a short period of time.  


You Need 20 Percent Down To Buy A Home


This is a long-standing myth about home buying. While putting down 20 percent on a home purchase saves you the extra expense of Private Mortgage Insurance (PMI), you can still be in the running to buy a home if your down payment is less than 20 percent. There are even some home loan programs that allow buyers to put as little as 0-3 percent down for the purchase of their home.


You Have To Make A Lot Of Money To Buy A Home


Your monthly income is one of many aspects of your financial life that’s considered when you’re buying a home. Home loans can be denied to those who make a large income just as easily as to those who have lower incomes. What matters is the debt-to-income ratio, which tells lenders how much debt a buyer has compared to the amount of income the buyer makes each and every month. Keep your debt down, and you’ll be in good shape to buy a home. 


You Don’t Need To Be Pre-Approved To Get A House


Being pre-approved gives you an upper hand in the home buying process. Being pre-approved allows your lender and you to go through the entire process of getting a mortgage. When you find a home that you love, you’re able to breeze through the process of making an offer if you’re pre-approved. The pre-approval process is one of the most important aspects of buying a home. 


If you’re prepared with knowledge, buying a home isn’t such a daunting process after all. Find a realtor you trust, understand your finances, and the rest will fall into place!


Rare opportunity to be the next steward of the Jonathan Fiske House. Ideally located on over 1 1/2 acres near the bike trail & Kingsbury Club, this iconic home boasts an expansive, fenced-in lawn bordered by undeveloped land, woods & stunning seasonal gardens. With a detached 2-car garage & 400 feet of privacy in the rear, the home is a perfect blend of historic charm and modern style with an open concept floor plan and long list of recent updates. The rooms are all large, open and airy, boasting high ceilings flooded with sunlight through new Anderson windows. Original King Pine floors and post & beam construction lend character and warmth, as well as 4 fireplaces, period millwork and custom built-ins. The kitchen is a spectacular with open sight lines, a center island, gorgeous new stone counters & stainless appliances. Glass doors lead to an expansive deck w/built-in benches. The bedrooms are all spacious and bright, sharing 2 full baths. Exceptional Home with expansion potential!

More Info on this Property | New Listing Alerts


66 Harding Street, Medfield, MA 02052

Single-Family

$689,000
Price

7
Rooms
3
Beds
2
Baths
Rare opportunity to be the next steward of the Jonathan Fiske House. Ideally located on over 1 1/2 acres near the bike trail & Kingsbury Club, this iconic home boasts an expansive, fenced-in lawn bordered by undeveloped land, woods & stunning seasonal gardens. With a detached 2-car garage & 400 feet of privacy in the rear, the home is a perfect blend of historic charm and modern style with an open concept floor plan and long list of recent updates. The rooms are all large, open and airy, boasting high ceilings flooded with sunlight through new Anderson windows. Original King Pine floors and post & beam construction lend character and warmth, as well as 4 fireplaces, period millwork and custom built-ins. The kitchen is a spectacular with open sight lines, a center island, gorgeous new stone counters & stainless appliances. Glass doors lead to an expansive deck w/built-in benches. The bedrooms are all spacious and bright, sharing 2 full baths. Exceptional Home with expansion potential!
Open House
Sunday
May 19 at 12:00 PM to 2:00 PM
Send your buyers!
Cannot make the Open Houses?
Location: 66 Harding Street, Medfield, MA 02052    Get Directions

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66 Harding Street, Medfield, MA 02052

Single-Family

$689,000
Price

7
Rooms
3
Beds
2
Baths
Rare opportunity to be the next steward of the Jonathan Fiske House. Ideally located on over 1 1/2 acres near the bike trail & Kingsbury Club, this iconic home boasts an expansive, fenced-in lawn bordered by undeveloped land, woods & stunning seasonal gardens. With a detached 2-car garage & 400 feet of privacy in the rear, the home is a perfect blend of historic charm and modern style with an open concept floor plan and long list of recent updates. The rooms are all large, open and airy, boasting high ceilings flooded with sunlight through new Anderson windows. Original King Pine floors and post & beam construction lend character and warmth, as well as 4 fireplaces, period millwork and custom built-ins. The kitchen is a spectacular with open sight lines, a center island, gorgeous new stone counters & stainless appliances. Glass doors lead to an expansive deck w/built-in benches. The bedrooms are all spacious and bright, sharing 2 full baths. Exceptional Home with expansion potential!
Open House
Sunday
May 19 at 12:00 PM to 2:00 PM
Send your buyers!
Cannot make the Open Houses?
Location: 66 Harding Street, Medfield, MA 02052    Get Directions

Similar Properties




17 Maple Street, Medfield, MA 02052

Single-Family

$1,125,000
Price

11
Rooms
3
Beds
3/1
Full/Half Baths
Is it time to simplify your life? This turnkey detached residence offers casually elegant, maintenance free living and a private gas lit courtyard where you can grill by the outdoor fireplace or choose to take in Medfield's vibrant restaurant scene, only a short stroll from the village. A wrap-around front porch welcomes you to a spacious open floor plan on three levels of beautiful living space. The designer kitchen features a Wolf range, Subzero, farm sink, wine chiller and the signature cabinetry of Olde Village Square, w/a large island facing the light-filled dining room. The great room is warmed by a gas fireplace surrounded by custom built-ins, as is the handsome library. The chic master suite has dual walk-in closets, a radiant heated spa bath w/steam shower and private deck overlooking the covered loggia and bluestone patio. Two generous bedrooms share the family bath. Fabulous lower family room w/media wall, wet bar & wine fridge, plus guest room, full bath & 2nd laundry. Wow!
Open House
Sunday
May 19 at 2:00 PM to 3:30 PM
Cannot make the Open Houses?
Location: 17 Maple Street, Medfield, MA 02052    Get Directions

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