Kathy Murray | Boston MA Listings. Real Estate


Home renovations are generally thought of as a good thing. You can update your home for your own comfort. New amenities will make your life easier. Your home can expand in size. Whatever you are planning to do in your home is bound to have a positive affect. One thing to be aware of when you’re gearing up for the process of any type of home renovation is that of your home insurance. You want to protect yourself and your home as your go through the stages of home renovations. Below, you’ll find some tips to help you complete renovations you desire in your home without having surprise insurance bills. 


Check That Your Contractor Has Insurance Coverage


Before you sign a contract with any contractor be sure that they have sufficient insurance coverage. In particular you want to be sure that they have workers‘ compensation coverage and liability insurance. Don’t be afraid to ask the contractor for the necessary certificates and confirmation of insurance coverage before you even sign the contract. It’s your right as a consumer to know that your contractor is covered properly.


Beware Of Subcontractors As Well


Just because your general contractor is covered doesn’t mean that all subcontractors that are hired have the correct insurance. Electricians, plumbers, and other specialty contractors will need their own insurance on the job. The same rules apply as when you’re hiring any other contractor. Check with the general contractor to understand if their policy will cover all workers that are hired, or if these individuals need to carry their own insurance policies. Check with your home insurance company to see what your home insurance does and doesn’t cover during a renovation period on your home. The more knowledge that you have going into the process, the better it is for you. 


For Your Homeowner’s Insurance Policy


Once the renovations are complete, you’ll need to reassess the policy coverage amounts that you have for your home insurance policy. The renovations that you have completed will undoubtedly increase the value of your home causing you to need to increase the replacement value of your home on your insurance policy. Don’t forget to include everything from new appliances to furniture that has been replaced in the renovation. This will help you to avoid any gaps in coverage. This way, you’ll know that your home will be fully covered. With the right insurance coverage you’ll know that your home is can be rebuilt to the same specifications in the event of a complete loss. You always want this peace of mind as a homeowner.      




20 Hearthstone Drive, Medfield, MA 02052

Single-Family

$999,999
Price

9
Rooms
5
Beds
4/1
Full/Half Baths
Welcome to the extraordinary! A Frank Betz Design, "The Greenwich" features soaring ceilings & walls of glass bringing the outdoors in and flooding the home with natural light. Striking architecture, a true open concept floor plan & attention to detail are the hallmarks of this home; energy efficiency & maintenance free living are the perks. A dramatic brick portico welcomes you into the entry hall w/ a freestanding split staircase defining the space, beyond which is a spectacular 2-story showcase family room with a wall of glass, custom fireplace & built-ins. The 27' open kitchen is well-equipped w/cherry cabinetry, double ovens, large island, pantry, butler's pantry & breakfast area featuring triple french doors. 1st floor office/inlaw suite w/ full bath & four spacious ensuite bedrooms upstairs. Fabulous master suite w/sitting area, tray ceiling & sublime bath w/two-person shower & soaking tub. Hardwood, hydro air heat & much more. Private, hilltop setting in favorite neighborhood!
Open House
Saturday
June 16 at 12:00 PM to 1:30 PM
Private, hilltop setting in popular Belknap Estates on the Westwood side of town near Lovell's nursery. Custom, brick contemporary colonial with a unique, open floor plan! 5 ensuite bedrooms, hardwood throughout, gorgeous cherry kitchen with butler's pantry. Dramatic two-story family room, floor to ceiling windows, natural light! 3 car garage. This is a great value ~ must-see!
Cannot make the Open Houses?
Location: 20 Hearthstone Drive, Medfield, MA 02052    Get Directions

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96 High Street, Medfield, MA 02052

Single-Family

$869,000
Price

12
Rooms
5
Beds
3/1
Full/Half Baths
Move right into this gorgeous 12 room colonial surrounded by 1.8 acres of land, set back in a forested retreat abutting conservation with access to hiking trails. This stunning home features: hardwood floors throughout, 2017 roof, updated kitchen, 3 renovated bathrooms, efficient boiler, central vac & tray ceilings. The spacious kitchen has white cabinetry, granite, ss appliances, a breakfast bar & eat-in area accented by a bay window w/beautiful views of the woods. A mudroom & renovated powder room lead to an oversize 2-car garage. Great family room w/ brick fireplace & vaulted ceiling. Upstairs, the large master suite has a walk-in closet, master bath w/ spa tub, double vanity & shower. Also, 3 additional generously sized bedrooms. Beautiful LL w/ separate entrance, guest room, family rm & office. This home enjoys privacy & tranquility. Minutes to Walpole train & 17 miles to Boston. Don't miss this move-in ready home in Medfield, known for its top-rated schools, ranked #5 public HS!
Open House
Saturday
June 16 at 2:00 PM to 4:00 PM
Great Value for this Absolutely Stunning Home, set on almost 2 acres abutting town land, yet only 2 miles from the commuter rail and town center. Privacy, but with neighbors across the street in Colonial Park, a large subdivision. So many recent updates ~ Gorgeous home!
Cannot make the Open Houses?
Location: 96 High Street, Medfield, MA 02052    Get Directions

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You know you want to make your homeownership dream come true sooner rather than later. At the same time, you still have no idea about how you'll acquire a great house at a budget-friendly price.

Navigating the housing market can be tricky, especially for those who are operating with limited finances at their disposal. Lucky for you, we're here to take the guesswork out of the homebuying journey and ensure you can discover a wonderful residence at a price that won't break your budget.

Now, let's take a look at three tips to help you buy your dream house at the lowest-possible price.

1. Analyze the Housing Market

The real estate market may seem complicated at first. Fortunately, homebuyers who collect and review housing market data can become real estate experts in no time at all.

Ultimately, homebuyers who know the ins and outs of the real estate market may be better equipped than others to get the best price on a house. These buyers can identify patterns and trends within housing market data and determine whether they're operating in a buyer's or seller's market. Then, once a buyer finds his or her dream house, this individual can submit a competitive offer to purchase that meets the needs of all parties involved in a home sale.

2. Get Pre-Approved for Home Financing

Getting pre-approved for home financing allows you to enter the real estate market with a good idea about how much you can spend on a residence. Thus, you'll be able to determine exactly how much you can afford to pay for a residence – and avoid overspending on a house – if you obtain pre-approval for a mortgage.

To receive pre-approval for a mortgage, you should meet with a variety of banks and credit unions. These financial institutions employ courteous, knowledgeable mortgage specialists who can teach you everything you need to know about home financing. That way, you can get the information you need to make an informed mortgage decision.

3. Collaborate with a Real Estate Agent

Hiring a real estate agent is essential for a homebuyer who wants to purchase his or her dream house at the right price. In fact, a real estate agent will go above and beyond the call of duty to ensure that you can avoid paying too much for your ideal residence.

Typically, a real estate agent will meet with you and learn about your homebuying goals. He or she next will craft a personalized homebuying strategy, one that allows you to quickly and effortlessly discover a high-quality and affordable residence. After you find your ideal house, a real estate agent will help you put together a competitive offer to purchase too. And if a seller accepts your homebuying proposal, a real estate agent will guide you along the final stages of the property buying journey.

Ready to make your homeownership dream a reality? Use the aforementioned tips, and you can find a top-notch house at a price that matches your budget.



96 High Street, Medfield, MA 02052

Single-Family

$869,000
Price

12
Rooms
5
Beds
3/1
Full/Half Baths
Move right into this gorgeous 12 room colonial surrounded by 1.8 acres of land, set back in a forested retreat abutting conservation with access to hiking trails. This stunning home features: hardwood floors throughout, 2017 roof, updated kitchen, 3 renovated bathrooms, efficient boiler, central vac & tray ceilings. The spacious kitchen has white cabinetry, granite, ss appliances, a breakfast bar & eat-in area accented by a bay window w/beautiful views of the woods. A mudroom & renovated powder room lead to an oversize 2-car garage. Great family room w/ brick fireplace & vaulted ceiling. Upstairs, the large master suite has a walk-in closet, master bath w/ spa tub, double vanity & shower. Also, 3 additional generously sized bedrooms. Beautiful LL w/ separate entrance, guest room, family rm & office. This home enjoys privacy & tranquility. Minutes to Walpole train & 17 miles to Boston. Don't miss this move-in ready home in Medfield, known for its top-rated schools, ranked #5 public HS!
Open House
Sunday
June 10 at 1:30 PM to 3:30 PM
It does not get better than this! Absolutely stunning home on almost 2 acres of privacy, abutting town land, yet across from a large subdivision and 2 miles to the commuter rail. Close to town center! Ideal for an au pair, inlaw. Nothing to do but move in!
Cannot make the Open Houses?
Location: 96 High Street, Medfield, MA 02052    Get Directions

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